What is Bad Credit?

What is Bad Credit?

If you’ve found this site, you probably already know all about bad credit!

If you’ve had financial problems in the past – if you’ve missed credit card bills or loan repayments for example – then you can easily be labelled as a bad credit risk by finance companies, which can severely harm your chances of getting a loan or other credit in the future.

Fixing Adverse Credit

No doubt you will have come across many sites which promise to solve all your credit problems in an instant?

Well, we’d love to tell you it was that easy, that poor credit really isn’t a problem – but that’s just not true. An impaired credit rating is something no one would want if they had the choice, but it doesn’t mean that you have no chance of obtaining finance.


Here we’ll try to offer you some no-nonsense advice on how to rebuild your credit rating, and point you in the direction of some companies who may be able to help you if you have less than perfect credit.