Landlord Insurance Cover is of Vital Importance

January 10, 2011

If you own a property that you rent out to tenants there are quite a few considerations you need to take into account around getting your property fit for tenants to live in it. Electrical safety checks need to be made and gas safety certificates are needed to make sure your property complies with [...]

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Five ways to reduce your utility bills

December 17, 2010

With world fuel prices at their peak and gas prices up, we can thank alternative power sources that don’t rely on fuel oil to send electricity to our homes.  But that is no reason not to economize and control our power consumption.  The same is true for just about all the utility services we often [...]

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How to choose a mortgage lender

December 17, 2010

Selecting a mortgage lender may not be a complex job; however, it is an important decision that you need to make carefully and after thorough research. Nowadays, a lot of people provide mortgage lending services and that is exactly why you must pay close attention when you choose a mortgage lender. There are good and [...]

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Benefiting from Drawdown Pensions in Your Twilight Years

December 8, 2010

People who spent a great deal of time working during their younger years, especially those who were able to save and invest their hard-earned money wisely, look forward to a rewarding retirement. They are well aware that with their savings, they can pretty much enjoy financial freedom the rest of the way.
There are a [...]

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Mis sold payment protection insurance

November 18, 2010

If you have taken out a loan or a credit card within the last several years then you will probably have heard about this thing called payment protection insurance. Unfortunately, payment protection plans were wrongly sold to millions of people every year. If this has happened to you then it is only right that you [...]

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In debt and in discussion – a few tips on negotiating

October 7, 2010

Most of us owe money in one way or another. It could be a mortgage, a credit card, an overdraft, a car loan – or all four. What counts is not the actual number of debts we have, but how well we’re able to service (i.e. make the monthly payments towards) those debts.
If you [...]

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Save money with interest free credit

September 9, 2010

Buying goods on credit can often mean that you are left with paying off the interest on the debt as well as the debt itself. However, this does not necessarily have to be the case. If you shop around, there are some merchants which will allow you to purchase a big ticket item with interest [...]

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Cruise on a budget

August 12, 2010

Cruises are a very relaxing way to travel, and the price you pay includes not only your accommodation, but also your food, and entertainment too. There are however other expenses that can be incurred whilst travelling such as specialty meals, expensive drinks, excursions, and spa treatments for example. If you are looking to [...]

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Learn more about personal finance during this economic downturn

July 30, 2010

We’ve all heard the term “credit crunch” bandied about over the last couple of years, but what does it really mean?
Basically, the credit crunch refers to the current lack of availability of credit, be it in the form of personal loans, credit cards or mortgages. Banks and lenders have tightened their criteria to the [...]

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Save money on airport parking

July 15, 2010

The summer holidays are here and for many of us that means jetting off abroad for a week or two in the sun. We’re accustomed to shopping around for the best deals on flight and accommodation but did you know that there are lots of savings to be made if you pre-book your airport parking [...]

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